Written by TWFYT
Sunday December 28
"The rich ruler over the poor, and the borrower is slave to the leader." Proverbs 22:7 NIV
Good credit establishes your future buying power. But when you misuse debt, you experience anxiety each month as you pull the envelope from the mailbox with the credit card bill that says you've spent more than you can afford. And what about the unexpected challenges of life? Your car needs a new transmission, or you need a medical procedure not covered by your insurance. The things you buy don't just cost you money; there are other less tangible costs such as your peace of mind and your sense of security. You forfeit these things when you continue to live beyond your means and throw good money after bad debt by taking out "interest-only" loans, no-down-payment financing, and other seemingly "easy" financing options. Like a juggler, you keep the plates in the air by making minimum payments each month. But eventually, you get tired of the stress and the plates begin to fall. You borrow money to stay afloat and then spend sleepless nights wondering how you'll be able to keep up with the payments. Your embarrassment only compounds the situation as you hide your financial problems and put on a good face, cutting yourself off from the help you desperately need. if you're in debt, what's the solution? (1) Identify the emotions that led you ti purchase items you couldn't afford in order to fill some unnamed hole within you. (2) Live on a budget. "There is desirable treasure...in the dwelling of the wise, but a foolish man squanders it" (Pr 21:20 NKJV). (3) Develop a plan for getting out of debt and staying out of it!
Sunday December 28
"The rich ruler over the poor, and the borrower is slave to the leader." Proverbs 22:7 NIV
Good credit establishes your future buying power. But when you misuse debt, you experience anxiety each month as you pull the envelope from the mailbox with the credit card bill that says you've spent more than you can afford. And what about the unexpected challenges of life? Your car needs a new transmission, or you need a medical procedure not covered by your insurance. The things you buy don't just cost you money; there are other less tangible costs such as your peace of mind and your sense of security. You forfeit these things when you continue to live beyond your means and throw good money after bad debt by taking out "interest-only" loans, no-down-payment financing, and other seemingly "easy" financing options. Like a juggler, you keep the plates in the air by making minimum payments each month. But eventually, you get tired of the stress and the plates begin to fall. You borrow money to stay afloat and then spend sleepless nights wondering how you'll be able to keep up with the payments. Your embarrassment only compounds the situation as you hide your financial problems and put on a good face, cutting yourself off from the help you desperately need. if you're in debt, what's the solution? (1) Identify the emotions that led you ti purchase items you couldn't afford in order to fill some unnamed hole within you. (2) Live on a budget. "There is desirable treasure...in the dwelling of the wise, but a foolish man squanders it" (Pr 21:20 NKJV). (3) Develop a plan for getting out of debt and staying out of it!
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2025
January
START BY FORGIVINGEMBRACING UNCERTAINTY AND FOLLOWING GODBLESSING IS PROGRESSIVEIS GOD SHAKING YOU UP?DON'T AVOID--ENGAGEYOU ARE COMMANDED TO LOVEJUST SOW THE SEEDSEE YOURSELF AS VALUABLE (1)SEE YOURSELF AS VALUABLE (2)PRAY ABOUT IT, THEN TAKE ACTIONTHE IMPORTANCE OF GOD'S WORDTHE LINK BETWEEN DISOBEDIENCE AND STRESSHAVE YOU TALKED TO GOD ABOUT IT?KNOW YOUR PURPOSE, KNOW YOUR PARTNERSHOW GOD SEES YOUBE GUIDED BY WISDOM, NOT IMPULSEPAUSE AND REFLECTWHAT THE BIBLE TEACHES US ABOUT MONEY (1)WHAT THE BIBLE TEACHES US ABOUT MONEY (2)WHAT THE BIBLE SAYS ABOUT MONEY (3)WHAT THE BIBLE SAYS ABOUT MONEY (4)WHAT THE BIBLE SAYS ABOUT MONEY (5)SEEKING GOD
February
PRACTICE SAYING NO TO YOURSELFTHE BEST IS YET TO COMETHE GRANDFATHER'S MISTAKE BECAME THE GRANDSON'S MIRACLEHOW TO CONQUER THE FEAR OF FAILINGLET'S RESPECT OUR DIFFERENCESPASS IT ON TO OTHERSKEEP TRUSTING GODFEAR IS THE ENEMY OF GROWTHCHANGE YOUR ROUTINEYOU ARE NOT BEYOND GOD'S REACHDON'T LOOK AT CHRISTIANS, LOOK AT CHRISTUNDERSTANDING THE WORD "IMPUTED"GOVERNED BY CHRIST'S LOVE FOR USTODAY EXCEPT GOD'S FAVORGROWTH IS ABOUT ENLARGEMENTFIND PRAYER PARTNERSKEEP PRAYING AND BELIEVINGREFUSE TO WEAR THE LABELJESUS IS THE ANSWERSHAKE IT OFF, AND MOVE FORWARDWHEN OTHERS "DON'T GET IT"RIGHTEOUSNSS IS A GIFT, NOT A REWARD
March
HOW LONG WILL YOU LIVE?DON'T BREAK, BOUNCE BACK (1)DON'T BREAK, BOUNCE BACK (2)KNOW WHEN TO LET GOPUT AWAY THE MEASURING STICKCONNECT, COMMIT, COMMUNICATEUSE YOUR IMAGINATIONCONSULT GOD ON YOUR DAILY TO-DO LISTBEARING SPIRITUAL FRUITHOW GOD SEES YOUBORN TO BELIEVE (1)BORN TO BELIEVE (2)ONLY JESUS CAN SATISFY YOUR SOULPUT GOD BETWEEN YOURSELF AND THE FOE"FORGIVE THEM" AND DELETE ITBE TRUE TO THE SCRIPTURESTHE KIDS ARE WATCHING YOU (1)THE KIDS ARE WATCHING YOU (2)IF YOU'RE A LEADER, READ THISPRAYER AND YOUR RASLEARN TO SAY NOYOU CAN LEARN TO LOVEALWAYS AGREE WITH GOD'S WORD
April
BECOME WILLING TO CHANGE (1)BECOME WILLING TO CHANGE (2)BECOME WILLING TO CHANGE (3)BECOME WILLING TO CHANGE (4)REJOICE - DAY FORTY-ONE IS COMINGPASTOR, KEEP YOUR SWORD SHARPDON'T BURN OUT (1)DON'T BURN OUT (2)THE WAITING STRATEGYRESOLVE CONFLICT QUICKLY (1)RESOLVE CONFLICT QUICKLY (2)HELP FOR CAREGIVERS
May
TAKE GOOD CARE OF YOUR MOTHERKNOWING THE SEASON YOU'RE INFAITH IS NOT FAITH UNTIL IT IS ACTED UPONHAVE A BIBLICAL PERSPECTIVEFREE FROM JEALOUSYDON'T LOVE YOUR PASSION FOR GODGET ALONE WITH GOD (1)GET ALONE WITH GOD (2)GET ALONE WITH GOD (3)WHO ARE YOU DEPENDING ON?THE SECRET TO SUCCESSHOW TO STAY ENTHUSIASTIC ABOUT GODDEALING WITH RELATIONSHIP ISSUES (1)DEALING WITH RELATIONSHIP ISSUES (2)COMPASSION BEGINS WITH THE WORD "NOTICE"WHEN GOD ASKS YOU TO GIVEARE YOU IN A STRESS MESS?WHEN YOU FEEL BLAH